Fast, Effective Debt Relief
On Behalf of Kimel Law Offices | Jun 30, 2026 | Chapter 13
Chapter 13 bankruptcy requires a lengthy repayment plan overseen by a court-appointed trustee. The filer makes between three and five years of monthly payments to reduce the balance owed on their debts. The amount that each creditor receives depends on the terms...
On Behalf of Kimel Law Offices | Jun 18, 2026 | Business & Commercial Bankruptcy
Many businesses go through a period of insolvency at some point. It can lead to bankruptcy, but it doesn’t have to. Business owners who recognize the issue early and take steps to do something about their insolvency may be able to turn things around. However, that’s...
On Behalf of Kimel Law Offices | Jun 8, 2026 | Bankruptcy
Anyone who has ever had an unexpected medical emergency understands how quickly your life can be upended. With such an event comes the overwhelming physical and emotional challenges. But another stressor comes along that lasts long after the emergency is over....
On Behalf of Kimel Law Offices | May 25, 2026 | Bankruptcy
When debt becomes unmanageable, it can affect one’s mental health. Several studies done over the years have linked debt to mental health conditions. Financial health and mental health are directly and deeply intertwined. So, financial stress can lead to or exacerbate...
On Behalf of Kimel Law Offices | May 13, 2026 | Bankruptcy
When you go to pay off your credit card, you will often have a few different options. You can schedule a payment, pay the entire balance at once, make a partial payment or just make a minimum payment. While making minimum payments is better than paying nothing at all,...
On Behalf of Kimel Law Offices | Apr 27, 2026 | Chapter 7
Many people who file for bankruptcy only need to do so once. It solves their debt problems and helps to create a positive financial future. They may be facing overwhelming debt for a variety of reasons, and a bankruptcy filing can give them a fresh start. But what if...
On Behalf of Kimel Law Offices | Apr 10, 2026 | Chapter 13
When bills have higher balances due than what you can afford each month, bankruptcy may become an option. One form of bankruptcy that’s sometimes possible is a Chapter 13, which requires you to make regular payments to the bankruptcy trustee. If you’re a homeowner...
On Behalf of Kimel Law Offices | Mar 30, 2026 | Chapter 13
A repayment plan is part of what separates Chapter 13 bankruptcy cases from Chapter 7 filings. Those who cannot pass a means test or want to avoid asset liquidation may file for Chapter 13 bankruptcy instead of Chapter 7. They must commit to making between three and...
On Behalf of Kimel Law Offices | Mar 13, 2026 | Bankruptcy
People tend to think of medical businesses, including physician practices and hospitals, as innately compassionate businesses. They may advertise themselves as providing compassionate care to patients. There is an expectation that medical workers should care about the...
On Behalf of Kimel Law Offices | Feb 26, 2026 | Bankruptcy
Credit card debt is often one of the reasons people file for bankruptcy. Their spending outpaces their income and monthly credit card payments, leading to large balances that they cannot manage. Individuals who have recently completed bankruptcy are often averse to...
