Fast, Effective Debt Relief
On Behalf of Kimel Law Offices | Sep 19, 2026 | Bankruptcy
Choosing a bankruptcy chapter affects how your debts and property are treated throughout the case. If you select a chapter that does not fit your financial circumstances, you may face consequences that undermine the relief you hoped to receive. This risk can be...
On Behalf of Kimel Law Offices | Sep 7, 2026 | Bankruptcy
As people live longer and remain active well into their senior years, it’s not surprising that more seniors are filing for bankruptcy than in past decades. Between unexpectedly high medical bills (even with Medicare), the rising cost of living and often having to help...
On Behalf of Kimel Law Offices | Aug 28, 2026 | Chapter 13
Chapter 13 bankruptcy can reorganize your debts into a repayment plan that is manageable. Some debts must be paid through the plan, while others can remain your responsibility after the bankruptcy ends. If you are considering bankruptcy in Washington, understanding...
On Behalf of Kimel Law Offices | Aug 6, 2026 | Bankruptcy
A lower credit score can influence more than one’s ability to qualify for a loan. While most people associate credit scores with mortgages or credit cards, lenders, landlords, insurers and even utility companies may use credit information when making financial...
On Behalf of Kimel Law Offices | Jul 25, 2026 | Bankruptcy
A personal bankruptcy filing is one of the most serious and long-lasting blemishes that can appear on a credit report. Bankruptcy can bring a person's credit score down by more than 200 points. In cases involving Chapter 7 proceedings, the record of the bankruptcy...
On Behalf of Kimel Law Offices | Jul 18, 2026 | Chapter 7
Washington residents who may be contemplating filing for Chapter 7 bankruptcy have more options than debtors in some other states. Here in Washington, those filing under Chapter 7 can decide whether to use the federal or state exemptions regarding the personal...
On Behalf of Kimel Law Offices | Jun 30, 2026 | Chapter 13
Chapter 13 bankruptcy requires a lengthy repayment plan overseen by a court-appointed trustee. The filer makes between three and five years of monthly payments to reduce the balance owed on their debts. The amount that each creditor receives depends on the terms...
On Behalf of Kimel Law Offices | Jun 18, 2026 | Business & Commercial Bankruptcy
Many businesses go through a period of insolvency at some point. It can lead to bankruptcy, but it doesn’t have to. Business owners who recognize the issue early and take steps to do something about their insolvency may be able to turn things around. However, that’s...
On Behalf of Kimel Law Offices | Jun 8, 2026 | Bankruptcy
Anyone who has ever had an unexpected medical emergency understands how quickly your life can be upended. With such an event comes the overwhelming physical and emotional challenges. But another stressor comes along that lasts long after the emergency is over....
On Behalf of Kimel Law Offices | May 25, 2026 | Bankruptcy
When debt becomes unmanageable, it can affect one’s mental health. Several studies done over the years have linked debt to mental health conditions. Financial health and mental health are directly and deeply intertwined. So, financial stress can lead to or exacerbate...
