Helping You Find A Debt-Free Future
You don’t have to continue drowning under the weight of your debts. At Kimel Law Offices, our lawyer can help you file for Chapter 13 bankruptcy to give you the fresh start you deserve and immediately stop foreclosure proceedings on your home.
With over 30 years of experience assisting clients in Yakima and throughout central Washington, our founding attorney provides the personalized attention and care that you need throughout this difficult time. He and our staff understand how overwhelming the bankruptcy process can be, especially when your home, belongings and future are on the line. His goal is to help streamline the process so that you feel confident moving forward with your life.
Saving Your House Through Chapter 13 Bankruptcy
Chapter 13 bankruptcy does not eliminate debt entirely. Instead, it reorganizes it and allows you to create a plan to pay back your debts over a period of three to five years. The payment plan terms are based on how much you can afford to pay in that time period.
The major benefit of Chapter 13 bankruptcy is that it allows you to keep your property, such as saving your house from foreclosure auctions and keeping your vehicle. Many people who do not qualify for Chapter 7 bankruptcy due to excessive income can still file for Chapter 13 bankruptcy. Under Chapter 13 bankruptcy, debts such as medical bills and credit card debt are also dischargeable after you complete your payment plan. Generally, Chapter 13 has a broader discharge range than Chapter 7 bankruptcy filings.
Our Attorney Can Help You Take The Next Step
When you work with our lawyer and staff at Kimel Law Offices, you will always receive the personalized attention and care you deserve. Our attorney will help you file for bankruptcy in order to save your house and safeguard your future. To schedule a consultation, call us at 509-381-7321, or fill out our online contact form to get in touch with us.
Kimel Law Offices is a debt relief agency. Our attorney helps people file for bankruptcy relief under the Bankruptcy Code.