Fast, Effective Debt Relief
On Behalf of Kimel Law Offices | Feb 10, 2026 | Bankruptcy
When people file for bankruptcy, it is often due to a combination of factors. For instance, some people get divorced and then file for bankruptcy because their financial situation has significantly changed. But it is not as if divorce itself is causing the bankruptcy....
On Behalf of Kimel Law Offices | Jan 28, 2026 | Chapter 7
Chapter 7 bankruptcy is the fastest solution for major financial challenges, but there are several obstacles. Filers have to prove that they qualify by passing a means test. They may also need to sell or liquidate some of their property to pay creditors before they...
On Behalf of Kimel Law Offices | Jan 19, 2026 | Chapter 11
When business revenue declines and creditors don't receive payment, they may take aggressive actions to collect. Lawsuits are a common response to debtors falling behind on payment arrangements or defaulting entirely on a debt. In some cases, creditors might ask the...
On Behalf of Kimel Law Offices | Jan 5, 2026 | Bankruptcy
During bankruptcy proceedings, people facing financial hardship receive multiple forms of legal protection and relief. Once they complete the bankruptcy, they can discharge their eligible debts. They can also end aggressive collection efforts by securing an automatic...
On Behalf of Kimel Law Offices | Dec 19, 2025 | Chapter 13
Every different type of bankruptcy offers special benefits and certain drawbacks. A Chapter 13 bankruptcy is beneficial for filers who have enjoyed success previously but have overwhelming debt to address. Unlike Chapter 7 bankruptcy, Chapter 13 proceedings do not...
On Behalf of Kimel Law Offices | Nov 29, 2025 | Chapter 7
Chapter 7 bankruptcy is one of the fastest, most aggressive solutions for significant personal debt. Individuals who have below-average income and debts they cannot pay promptly may choose to initiate Chapter 7 proceedings. Filers can potentially discharge their...
On Behalf of Kimel Law Offices | Nov 12, 2025 | Business & Commercial Bankruptcy
Financial challenges can happen even to well-managed businesses. When debts become unmanageable and cash flow is no longer sufficient to meet obligations, filing for business or commercial bankruptcy may be the only viable path to protect assets and reorganize...
On Behalf of Kimel Law Offices | Nov 7, 2025 | Bankruptcy
Advertisements for debt consolidation services often claim to help people overcome high levels of debt. Some people turn to these services, only to end up with far more severe financial challenges months later. Debt consolidation is not necessarily a solution for...
On Behalf of Kimel Law Offices | Oct 23, 2025 | Bankruptcy
Filing for bankruptcy is one of the most significant financial decisions a person can make. It offers relief from overwhelming debt, but it also carries long-term consequences that can affect your credit, assets and future borrowing power. Understanding how the...
On Behalf of Kimel Law Offices | Oct 9, 2025 | Bankruptcy
Medical debt could be the result of a car crash caused by an uninsured motorist or recent cancer treatment. Even a broken bone sustained while on vacation and therefore out of a health insurance network could lead to significant medical debts. People usually try their...
