Fast, Effective Debt Relief
On Behalf of Kimel Law Offices | May 13, 2026 | Bankruptcy
When you go to pay off your credit card, you will often have a few different options. You can schedule a payment, pay the entire balance at once, make a partial payment or just make a minimum payment. While making minimum payments is better than paying nothing at all,...
On Behalf of Kimel Law Offices | Apr 27, 2026 | Chapter 7
Many people who file for bankruptcy only need to do so once. It solves their debt problems and helps to create a positive financial future. They may be facing overwhelming debt for a variety of reasons, and a bankruptcy filing can give them a fresh start. But what if...
On Behalf of Kimel Law Offices | Apr 10, 2026 | Chapter 13
When bills have higher balances due than what you can afford each month, bankruptcy may become an option. One form of bankruptcy that’s sometimes possible is a Chapter 13, which requires you to make regular payments to the bankruptcy trustee. If you’re a homeowner...
On Behalf of Kimel Law Offices | Mar 30, 2026 | Chapter 13
A repayment plan is part of what separates Chapter 13 bankruptcy cases from Chapter 7 filings. Those who cannot pass a means test or want to avoid asset liquidation may file for Chapter 13 bankruptcy instead of Chapter 7. They must commit to making between three and...
On Behalf of Kimel Law Offices | Mar 13, 2026 | Bankruptcy
People tend to think of medical businesses, including physician practices and hospitals, as innately compassionate businesses. They may advertise themselves as providing compassionate care to patients. There is an expectation that medical workers should care about the...
On Behalf of Kimel Law Offices | Feb 26, 2026 | Bankruptcy
Credit card debt is often one of the reasons people file for bankruptcy. Their spending outpaces their income and monthly credit card payments, leading to large balances that they cannot manage. Individuals who have recently completed bankruptcy are often averse to...
On Behalf of Kimel Law Offices | Feb 10, 2026 | Bankruptcy
When people file for bankruptcy, it is often due to a combination of factors. For instance, some people get divorced and then file for bankruptcy because their financial situation has significantly changed. But it is not as if divorce itself is causing the bankruptcy....
On Behalf of Kimel Law Offices | Jan 28, 2026 | Chapter 7
Chapter 7 bankruptcy is the fastest solution for major financial challenges, but there are several obstacles. Filers have to prove that they qualify by passing a means test. They may also need to sell or liquidate some of their property to pay creditors before they...
On Behalf of Kimel Law Offices | Jan 19, 2026 | Chapter 11
When business revenue declines and creditors don't receive payment, they may take aggressive actions to collect. Lawsuits are a common response to debtors falling behind on payment arrangements or defaulting entirely on a debt. In some cases, creditors might ask the...
On Behalf of Kimel Law Offices | Jan 5, 2026 | Bankruptcy
During bankruptcy proceedings, people facing financial hardship receive multiple forms of legal protection and relief. Once they complete the bankruptcy, they can discharge their eligible debts. They can also end aggressive collection efforts by securing an automatic...
